Cash now for your pending personal injury lawsuit.
Pre-settlement funding, sometimes called a lawsuit loan, advances part of the settlement you are waiting for. We decide on the strength of your case, not your credit. If you lose, you owe nothing.
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What is pre-settlement funding?
Pre-settlement funding is a cash advance against a personal injury lawsuit that has been filed but has not settled yet. People also call it a lawsuit loan or legal funding. You get money now, and the advance is repaid out of your settlement when the case ends. If you lose, there is nothing to repay.
Cases often take two or three years to resolve. Rent, car payments and medical bills keep coming the whole time, and insurance companies know it. Funding covers those months so your attorney can push for the full value of your claim instead of a quick, low offer.
Why funding beats waiting it out
How it works
The full processTell us about your case
Seven questions online, or ten minutes by phone. No documents yet and no credit check.
A specialist calls you back
We go over your situation and answer your questions. We call your attorney only after you say it is okay.
Your attorney sends the case file
We look at the complaint, the reports and the insurance details. The decision rests on the case itself.
You both sign the funding agreement
The amount, the fee and how repayment works are written out in plain English. Your attorney goes over it with you.
Funds arrive in your account
Sent electronically within 24 hours of signing. Nothing is due until your case resolves.
Cases we fund
If a lawsuit has been filed and your attorney is working on contingency, we can usually help. These are the cases we see most.
All case typesWe look at your case, not your credit score.
Banks look at your past. We look at your claim: who was at fault, what insurance is available and how serious your injuries are. A low score, a job lost after the accident or an old bankruptcy will not stop you.
Nothing owed if you lose
Repayment comes only from your settlement. If the case is dismissed or lost, you keep the advance.
No payments while the case is open
No instalments, no interest letters and no collection calls. Your attorney settles our portion from the proceeds.
Room to hold out for full value
Insurers count on financial pressure to force a low early settlement. With the bills covered, your attorney can negotiate from strength.
One specialist, start to finish
The person who takes your call keeps your file until the money is in your account.
Quick answers
More questions are answered on the how it works page, or call us.
Is a lawsuit loan a real loan?
No. Pre-settlement funding is a non-recourse advance. We buy a portion of your future settlement. If you lose your case you owe nothing, and it does not appear on your credit report.
How fast can I get the money?
Funds are sent electronically within 24 hours after you and your attorney sign the funding agreement.
Do I need an attorney to qualify?
Yes. You need a filed lawsuit and an attorney working on contingency. We only contact your attorney with your permission.
What if I lose my case?
You keep the advance and owe nothing. Repayment comes only from your settlement or judgment.
Across the United States
We fund plaintiffs in New York, California, Texas, Florida, Pennsylvania, Ohio, Illinois, Georgia, New Jersey, Michigan, North Carolina, Arizona, Massachusetts, Louisiana, Nevada, Colorado, Tennessee, Virginia and the rest of the country. If you have a filed case and an attorney, ask us about your state.
Talk to a funding specialist today.
Free, confidential and no obligation. Five minutes online or ten on the phone.